Social Security: A Financial Analysis of When to Begin Receiving Benefits
Ronald M. Mano, Lauren Lo Re

Abstract
The question of when to begin receiving social security benefits is a serious question for anyone who is approaching his/her 62nd birthday. It is also an issue about which each person must make a decision every year between the 62nd and 70th birthdays. Even if the person is between 62 and 70 and is already receiving social security benefits, a decision must be made each and every year. If the person is over 70, the only thing to do is to make sure not to die.

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